We Use Institutional Passive Asset Class Funds

Our approach to investing is distinctive from that of the vast majority of investment advisors who seek to actively select investments or time the market. Instead, our clients benefit from the results of decades of academic research, which indicate that passive asset class investing is the winning investment strategy. Further, we offer individuals access to no-load asset-class mutual funds - typically only available to large institutional-level investors. Such funds:

• Are Cost-effective (low internal costs)
• Are Tax-Efficient (low turnover)
• Accurately invest your funds in the asset class (es) selected for your portfolio

Fee Only Investment Management

By charging an annual fee for our services based on total portfolio worth (rather than a commission to buy and sell assets) our goal is your goal - to increase your portfolio value.

A Long-term Relationship

We begin, not by giving advice, but by listening to you. We help you determine how much risk you're willing to accept to achieve your goals. Through quarterly reports, regular personal meetings and ongoing guidance, your alliance with WMS is a long-tern, growing relationship.

Discipline to Stick with Your Plan

By establishing an upfront investment policy statement, we team with you to maintain the discipline needed for long-term success.

You are in the Driver's Seat

An account is held in your name at Charles Schwab & Co. While you grant us Limited Power of Attorney to execute transactions on your behalf, you remain in control of your assets.